The Evolution of Digital Payment Systems: The Rise of Digital Wallets and Cryptocurrencies and their Impact on Traditional Banking. American Journal of Public Diplomacy and International Studies (2993-2157), [S. l.], v. 2, n. 6, p. 277–281, 2024. Disponível em: https://grnjournal.us.e-scholar.org/index.php/AJPDIS/article/view/5245. Acesso em: 27 jan. 2026.