MODERN APPROACHES TO ASSESSING CREDITWORTHINESS IN THE PROCESS OF BANK LENDING. American Journal of Public Diplomacy and International Studies (2993-2157), [S. l.], v. 2, n. 5, p. 85–94, 2024. Disponível em: https://grnjournal.us.e-scholar.org/index.php/AJPDIS/article/view/4687. Acesso em: 26 jan. 2026.